Frequently Asked Questions about Medicare

Making decision about adding coverage to original Medicare can be difficult, because of the wide assortment of plan types and options, and because coverage and enrollment is different than with other types of health insurance.  We strive to make Medicare easy to understand and more comprehensible, in order to help you make an informed decision about coverage choices. Below are a list of some of the more common questions we've heard recently.  Click on the category that applies to your questions below.

If you have a question we haven't answered below, contact us by email at AHNEnrollment@aonhewitt.com and we'll do our best to help you understand the choices that are available to you.

  Enrollment Related Questions

How do I apply for Medicare Parts A & B?

How do I apply for Medicare Part D?

When can I apply for Medicare Advantage Plans?

When can I apply for Medigap or Supplemental Plans?

When can I apply for a Medicare Part D Prescription Drug Plan?

 

What happens if my insurer does not offer my Medicare plan next year?

Medicare Advantage and Prescription Drug Plans (PDPs) are annual contracts between insurance companies and Medicare.  As such, insurers do sometimes decide to not renew plans in subsequent years.  If you are in a plan that will not be renewed, that is where Aon Hewitt Navigators Insurance Services Inc. (formerly known as Senior Educators Insurance Services) can help.  You have coverage for the balance of the calendar year, through December 31.  You do however need to make a decision for coverage for the following year.   You can make this decision starting October 1, because you qualify for a special election period. You are also eligible for all plan types, including Medicare Supplement (Medigap) plans, so include those in your decision set.